Davide Nezel — IPMI expert
IPMI expert
FINMA-certified independent insurance intermediary, at SIP Medical Family Office after starting out as a financial adviser at Swiss Life.
Works in German, French and English.
The half of the job nobody asks about is the half he keeps: staying with the policy once it is in force, and coordinating with the insurer when a medical need actually arises.
Free · 45 minutes
What Davide reviews
The desk, precisely.
Globally mobile individuals and families
International private medical insurance for households that live across borders — cover identified against the individual circumstances rather than against a standard shape.
The policy in practice
When a medical need arises and treatment has to be coordinated with the insurer, Davide stays on the file. Placing cover is the straightforward half; using it is the half that shows whether it was the right cover.
Cover already in force
What an existing policy does, read before anything is recommended — the discipline he brought from advising private clients on their own insurance and financial needs at Swiss Life.
Insurance beside the rest of the picture
His first desk was personal insurance and financial planning together, and he reads business administration at the University of St. Gallen alongside the job. The insurance answer is rarely independent of the financial one.
How Davide works
The discipline behind the desk.
Davide started at Swiss Life, advising private clients on their individual insurance and financial needs. That is where the foundation came from — personal insurance and financial planning read together — and it is also where the interest in independent advice started: the same work, without a product attached to the answer.
At SIP Medical Family Office he advises globally mobile individuals and families on international private medical insurance, and then stays with them. Identifying cover that reflects the household’s actual circumstances is the first half. The second is what happens when a medical need arises and the treatment has to be coordinated with the insurer — and that stays on his desk too.
He is a FINMA-certified independent insurance intermediary, and alongside the job he is reading business administration at the University of St. Gallen. He is also a SIP colleague rather than Expat Savvy staff — the arrangement this site already sets out, now visible in the people: the advice is ours, and cover, where placed, is placed under SIP’s licences.
The SIP desk
Whose colleague Davide is.
Davide is a colleague at SIP Medical Family Office — the firm this site's international cover is placed through. Expat Savvy holds no insurance licences of its own: the advice is ours, and cover, where placed, is placed under SIP's licences. The whole arrangement is written out on the about page, entities and public registers included, so it can be checked rather than taken on trust. Languages: German, French and English.
SIP list their own team at sip.ch — their page, not ours.
The rest of the team
Robert Kolar — Health insurance expert · Nicole Bohne — Life and protection expert · Virginie Josten — IPMI expert · Chantal Leprêtre — IPMI expert · About the practice
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